Personal Loan / ବ୍ୟକ୍ତିଗତ ଋଣ
General eligibility, salary proof, bank statements, credit profile and repayment planning.
Loan Guidance / ଋଣ ସହାୟତା
Borrow with clarity, not pressure.
ଚାପରେ ନୁହେଁ, ସଠିକ୍ ତଥ୍ୟ ସହିତ loan ନିଅନ୍ତୁ।
Learn the questions to ask before applying for a loan and understand the general documentation process.
Interest, EMI, tenure, charges ଓ document ବିଷୟରେ ପ୍ରଥମେ ବୁଝନ୍ତୁ।
Borrow Responsibly / ଦାୟିତ୍ୱର ସହିତ ଋଣ
Understand the loan before signing the loan.
We help you prepare questions about interest rate, EMI, tenure, processing fee, insurance, foreclosure and late-payment charges.
Business Loan / ବ୍ୟବସାୟ ଋଣ
Turnover records, GST or business proof, cash-flow discussion and purpose of finance.
Home Loan / ଗୃହ ଋଣ
Property documents, income assessment, down payment and long-term EMI planning.
Vehicle Loan / ଯାନ ଋଣ
On-road cost, margin money, tenure, hypothecation and insurance-related questions.
Gold Loan / ସୁନା ଋଣ
Valuation, loan-to-value, auction terms, repayment options and safe documentation.
Education Loan / ଶିକ୍ଷା ଋଣ
Course, institution, co-applicant, moratorium and repayment-after-study considerations.
Before you apply / Apply ପୂର୍ବରୁ
Compare the total repayment, not only the advertised interest rate.
Never pay money to a personal UPI ID for “guaranteed approval”.
OTP, PIN, CVV କିମ୍ବା banking password କାହାକୁ ଦିଅନ୍ତୁ ନାହିଁ।
EMI ଆପଣଙ୍କ monthly budget ଭିତରେ ସୁବିଧାଜନକ କି ନାହିଁ ଯାଞ୍ଚ କରନ୍ତୁ।
Bharat Finpoint Support
Need personal guidance?
ବ୍ୟକ୍ତିଗତ ସହାୟତା ଦରକାର କି?